“Good Fortune is what happens when opportunity meets with planning”
No Cost. No Obligation.
Book in a 30 minute meeting to get an initial idea of where we can help.
Our services
Dream Home
We will build a strategy to get you into your dream home and pay down the mortgage sooner.
Owning your home not only enhances your lifestyle and mental health, but also offers significant financial benefits.
Whether you want to enter the housing market, to upgrade for your growing family, or want to repay your loan sooner, we will provide you with a tailored solution.
Strategies include:
Buying your first home.
Pathway to ‘Forever Home’ with realistic expectations.
Pay off your debt faster.
Build an Investment Property portfolio.
Refinance your mortgage to get a better deal.
FINANCIAL INDEPENDENCE
Being financially independent means having sufficient savings, or investments, to live comfortably without being forced to work just to meet day to day expenses.
With a proper plan, this can be achieved through a combination of building a portfolio of investments to generate passive income and reducing expenses.
A successful investment strategy involves:
Setting clear goals.
Ensuring it is sustainable.
Using the best structures (e.g. Superannuation or Family Trust)
Selecting the best assets to maximise returns.
Reducing taxes.
Maintaining a long-term perspective.
FAMILY FINANCES
We take the stress out of managing your finances, no matter what your family looks like. We are proud to love the important ‘boring stuff’ that often gets ignored.
A key part of getting to grips is understanding your family's budget. Once you know where your money is coming and going, you can prioritise what is important and eliminate what is not.
Strategies include;
Reduce Taxes
Setting your kids up for success.
Protection Planning, including insurances.
Estate Planning to leave a positive legacy.
Completing and storing necessary paperwork.
A system to monitor, track and provide reports on your financial position.
PORTFOLIO MANAGEMENT
A key part of your strategy may include building an investment or superannuation portfolio.
The success of your portfolio can be determined by the approach you take when choosing appropriate asset allocation, considering factors such as cash liquidity, risk appetite, and investment horizon.
This comprehensive approach includes evaluating your risk tolerance, optimizing tax strategies, implementing in a timely manner and minimizing fees.
By considering all these aspects, we assist to maximize investment returns and tailor your portfolio to your individual needs to help you achieve your goals. There is no one-size-fits-all approach.
SUPERANNUATION STRATEGIES
Your superannuation is a fantastic vehicle to help you transition into retirement, offering a low tax entity to invest, build up a portfolio and eventually, generate income to replace your wages.
We help client navigate every stage of your superannuation cycle, from choosing the right fund and investments, boosting your super and reducing tax to managing a portfolio to produce enough income to fund your retirement.
Let us help you review your current super to see if there are better options available and identify ways your super can help you achieve your broader objectives.
PROTECTION PLANNING
In a world of uncertainty, having a safety net can make all the difference. That’s where a comprehensive protection plan can come in. As part of your financial plan, we will consider your needs to protect you, your family and your wealth. This may include an emergency fund, a range of insurances and comprehensive estate planning.
Your Protection Plan can help you build and protect your financial future with a smart approach that keeps things simple and affordable.
We will conduct a full analysis of your insurance – we see what protection you have, where it can be improved, and outline all of your best options. We will also analyse your current finances and financial goals – outlining your financial framework and identifying what areas can be improved upon. Finally, we integrate your insurance into your financial plan – giving you the absolute best coverage to protect your family.
And much more!
We offer a comprehensive advice service where we will consider all aspects of your current situation to determine the right solution for you.
This can include a wide range of strategies not mentioned above, including Aged Care Advice, Centrelink assistance, salary packaging, debt recycling, gearing investment strategy & Self Managed Super Funds (just to name a few).
Where we believe the input of an external qualified professional is required (e.g. Estate Planning Lawyer), we will assist you through the process and ensure this is considered as part of your overall plan.
No Cost. No Obligation.
Book in a 30 minute meeting to get an initial idea of where we can help.